This case focuses on Nordeas move from e-banking to e-business and the way the bank established an e-habit and e-trust among its customers. It examines the main e-business services that Nordea currently offers to its private and corporate customers. These include e-identification, e-signature, e-billing, e-salary and e-payment. The case also discusses multi-channel management and pricing issues as well as future growth opportunities.
The case aims to:
- Illustrate a best business practice in multi-channel management.
- Show the successful implementation of clicks-and mortar strategy in financial services.
- Demonstrate the linkage between business strategy and IT strategy.
- Illustrate how companies create value through e-technologies and sustain it over time. 
- Electronic banking
 - Electronic business
 - Multi-channel banking
 - Mobile banking
 - Clicks-and-mortar strategy
 - Internet banking
 - Banking
 - Financial services. AR2004
 - AR0304
 - RD0104